Please check the most recent posts for discussion. Please check and update the quick summary for the yields only.
Edit by Moderator: Thank you for participating in the forums. However, this topic has been covered in a recent post Here.
BankUnited Savings Account
5.25%
$5,000+ to open ($300+ to avoid fees)
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Countrywide Bank SavingsLink
5.25%
$50,000 - $2,499,999
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Centennial Bank Variable Rate Passbook Savings
5.08%
$50,000+ (4.82% for $25,000 - 49,999.99, 4.56% $10,000 - 24,999)
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MBNA Money Market Deposit Account thru chemistry.org
MBNA Money Market Deposit Account thru AOPA
5.07%
$15,000+ (4.81% for $2,500 - $14,999, 4.55% for $1,000 - $2,499)
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MBNA Money Market Deposit Account thru NEA
5.07%
$50,000+ (4.81% for $500 - $49,999)
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MBNA Money Market Deposit Account thru Motley Fool
MBNA Money Market Deposit Account thru AAA
MBNA Money Market Deposit Account thru Defenders of Wildlife
5.07%
$50,000+ (4.81% for $10,000 - $49,999, 4.55% for $2,500 - $9,999)
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Union Federal Bank Direct Jumbo Money Market Account
5.01%
$50,000+
Resource Bank eMoney Market Account
5.01%
$100,000+ (4.40% for $10,000 - $99,999.99)
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Citibank e-Savings
5.00% (requires Checking Account)
no minimum balance
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1) OneUnited Bank UNITY Internet Savings Account
5.00%
$10+
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Superior Savings Incredible Money Market
5.00%
$100,000+
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Corus Bank
4.94% Managed Money Market Account
$0.01+ ($100 to open, $10,000+ to avoid fees)
4.94% Ultimate Money Market Account
$0.01+ ($100 to open, $10,000+ to avoid fees)
Ultimate Interest Checking
4.94% $100,000+
Park National Bank Advantage Money Market
4.94%
$10,000+ to avoid fees
Advanta Bank Corp Money Market Account
4.90%
$100,000+ (4.85% for $50,000 - $99,999, 4.80% for $10,000 - $49,999, 4.75% for $1,000 - $9,999)
$2500 to open, $100 to avoid fees.
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Stearns Bank Stearns Money Market "Above the Norm" Account
4.90%
$100,000+ (can safely deposit $400,000 in their four FDIC member banks)
Presidential Bank Premier Savings
4.87%
Up to $35,000 ($5000 to open)
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KeyDirect Premier Money Market Savings Account
4.85%
$0 - $249,999 ($25,000+ to open and avoid fees. 4.86% for $250,000+)
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Umbrella Bank Pot o' Gold
4.85%
$1,000+
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2) Emigrant Bank American Dream Savings Account (ACH)
4.80%
No minimum balance.
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3) HSBC Bank OnlineSavings Account (ACH)
4.80%
$1+
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GMAC Bank Insured Savings/Money Market
4.80%
$500+
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IndyMac Internet Top Tier Money Market
4.80%
$75,000+
Capital One/Costco Money Market
4.77%
minimum deposit of $5,000. Rate good for $100+
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Zions Bank Internet Money Market
4.76%
$1,000+
4) Amboy Direct Premium Online Savings (ACH)
4.75%
$1+
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ebank
4.75% ePremier Money Market (4.25% for $50,000.00 - $99,999.99)
$100,000+
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Heritage Bank Heritage Direct Savings
4.72%
$1,000+
American Partners Bank Personal Money Market Savings
4.71%
$1,000+
National Bank Of Kansas City Money Market
4.67%
$100,000 - $249,999 (4.50% for $50,000 - $99,999, 4.75% for $250,000 - $499,999, 5.00% for $500,000 and up)
5) Western Financial Bank ONLINE MONEY MARKET PLUS
4.60%
$1+
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Virtual Bank eMoney Market (ACH)
4.60%
$0+ ($100 to open)
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State Bank of India
4.59% Money Market Deposit Account
$100,000+ (4.64% for $250,000+, 4.54% for $25,000 - $100,000, 4.49% for less than $25,000 ($2,500 to avoid fees))
6) Capital One High Yield Money Market and Money Market
4.55%
$0+
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Fatwallet discussion
Appreciate your effort but I think this will only make this whole thing more confusing. I thought this was a finance forum so I don't understand why FW couldn't simplify this whole mess by simply having 4 Sticky threads, The CD and Savings/Checking rate threads with an attached discussion for each. I know these are what I come here for, I don't need to know about someone's massively massive mega appa ramma or an abandoned house filled with cat pee/poop. To bad that sites like Cash Cow and Ibank who are dedicated just to bank related stuff have such little traffic. If it were only rates I was looking for I could just use Bank Deals Blog, as the best deals are usually there first anyway. I like FW because we could discuss the deals but seems that has created this mess
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