is that a good offer?

Credit Protector is an optional program that can help you conserve your finances and protect your AT&T Universal Card.
Credit Protector will help you:


• Cancel your Account Balance – up to $10,000, if you should die or suffer a long term disability

• Defer payment and interest for up to 2 years – if you should lose your job, become disabled or hospitalized after you enroll

• Cancel 2 minimum monthly payments
(excluding past due and over limit/over line amounts) for certain life events such as a move, marriage, or having a baby


Plus, for a limited time, you’ll receive a $100 Gas Cash-Back Certificate just for trying this optional program! Simply enroll in Credit Protector by 12/31/06. You can cancel Credit Protector at any time and the certificate is yours to keep.1

Free for the first 30 days.
After that, the cost for Credit Protector is only 85¢ per $100 of the New Balance shown on your billing statement.

how about details on how to sign up? and any offer codes?

there is no offer code in the email.

propcgamer said:how about details on how to sign up? and any offer codes?

I have a hunch that the $100 gas money will be paid in 4 intallments. So you got to stick with the program for at least 12 months to get the full $100. It may take longer than that considering that you need to send in the rebate claim form.

BTW here's a link:

https://www.creditprotector.citicards.com/enroll.aspx

YMMV on the $100 gas certificate if not targeted by Citi

Do you mind giving a link of this offer?

himali said:is that a good offer?

Credit Protector is an optional program that can help you conserve your finances and protect your AT&T Universal Card.
Credit Protector will help you:


• Cancel your Account Balance – up to $10,000, if you should die or suffer a long term disability

• Defer payment and interest for up to 2 years – if you should lose your job, become disabled or hospitalized after you enroll

• Cancel 2 minimum monthly payments
(excluding past due and over limit/over line amounts) for certain life events such as a move, marriage, or having a baby


Plus, for a limited time, you’ll receive a $100 Gas Cash-Back Certificate just for trying this optional program! Simply enroll in Credit Protector by 12/31/06. You can cancel Credit Protector at any time and the certificate is yours to keep.1

Free for the first 30 days.
After that, the cost for Credit Protector is only 85¢ per $100 of the New Balance shown on your billing statement.

LINK:

Text

Question: What does 'One Cash-Back Certificate per cardmember' mean? Is it one per cardmember per card? I have two citi cards can I get two $100 vouchers if I enroll both cards?

yuri375 said:Question: What does 'One Cash-Back Certificate per cardmember' mean? Is it one per cardmember per card? I have two citi cards can I get two $100 vouchers if I enroll both cards?
I doubt. If it is processed by the same company as all other Citi rebates then 100% no. Anyway, only practice will show.

But it is different from the others - one per cardmember, not household. So, it should be fine for other family member as a primary cardholder.

so has anybody verified if its (1) 100gc or (4) or (5) pay in installments

A credit protector offer is good on a Dividend card (if one can find one) that you are not planning to use since they dropped the 5% reward on groceries etc.

While generally bad deals, if you have a card with protection and do have a layoff, it does appear you may be able to run up some bills and then get a deferal on the payments for a few months till you get a job. Since they freeze your card once you try to collect, you would need to run up the balanced owed before requesting the benefits (possibly via a blance transfer, large gift card purchase, or prolonged etc) and yet not pay for the protector for more than perhaps one month. This obviously calls for having several cards and keeping zero balance on the one with the credit protector while using the others. then when they freeze your card as you request the layoff benefit you have other cards to use (those unemployed usually need credit).

A few with planned babies, marriages,moves, etc. may be able to get a small benefit from having credit protector when these occur, but given all the other things that happen with marriages, babies, moves, layoffs etc. it is labor intenisve (when a new baby, job hunting, a house move, are keeping you very busy) to do the work required to actually collect the small beneifts you are entitled to.

In a few cases where death is forseen soon, the life insurance could be valuable if you carefully plan (or someone elese is an authorized user and can do the spending as you go downhill). Of course, most authorized users are spouses whose typical reaction to learning their spouse is dying is not "how do I take advantage of his Credit Protector benefits on an almost forgotten card sitting in a drawer?."