megusa said:I just made a deposit last Thursday by my personal check (wells fargo), and the check was cashed next day.
But I have to wait for 7 business day, the money will be available then.
It's $6,500, not $65!
I already use US bank for more than two years, and this is not my first time to deposit over $5,000. Those money were available next day.

When I call the branch, they just keep saying they try to protect me. Because they are afraid I don't have this amount in my Wells Fargo's account.
That's ridiculous! US bank already cashed my check and get the money. I feel that they just want to earn the interest and taking advantage from their customers! Protect me?

I'm sure I will close my US bank account very soon.

Are they doing anything outside their hold policy?

How did you make the deposit? ATM? Teller? If teller, did you get notified of the hold when you made the deposit?

megusa said:
It's $6,500, not $65!


What's your point with this statement?

megusa said:That's not true.
I made same amount(or more) in other US bank branch, the money was available next day.
Only this time they hold for 7 business day.That's an exception to the rule.

Also, cash or check from the same bank are usually not held. The growing business of fake check also have banks sticks to the guideline more these days.

Some recent posts here:

Bank of America puts hold on cash deposits......???

Any banks that don't place long holds on large deposits?

Bank holding $37,000 in deposits!!!

Note: if you read dolmar's post about not having a hold, keep in mind if you got $1M in deposit too, you will get da same VIP treatment