Not sure it is okay to post this here. I searched but did not find any similar condition.

I got emails from HSBC, FNBO, and Citibank saying that the bank to bank transfer service was suspended permanently. I called HSBC. They said it was because I made transfers between accounts not in my name (actually, it was my wife's account. I just did not add her as a joint account). But they did not provide me with a solution. So my concerns are:

1. What could I do to remove the suspension?

2. Is there any negative effect?

gentlemen said:Not sure it is okay to post this here. I searched but did not find any similar condition.

I got emails from HSBC, FNBO, and Citibank saying that the bank to bank transfer service was suspended permanently. I called HSBC. They said it was because I made transfers between accounts not in my name (actually, it was my wife's account. I just did not add her as a joint account). But they did not provide me with a solution. So my concerns are:

1. What could I do to remove the suspension?


Calll HSBC, FNBO, and Citibank and ask.

2. Is there any negative effect?

You can't do bank to bank transfer?

call again, this time use a woman's voice

This thread is a good example of why you dont screw around with Cash Edge(ACH transfer), Checkfree(ach transfers and bill pay) or Metavante(Bill Pay) as once you get blacklisted by one of them you are toast as most banks use the same providers and the blacklist applies no matter if you change banks or not.

Is your wire service with citi still working? you have to pay for it, but if it works, then it should be fine I guess.

interesting, i've been curious too. so is there any way you are allowed to pull from accounts you don't own? in my case, i wish to link my parents account and transfer money back and forth.

also, what can the OP do in this case? never seen it till now. keep us posted, OP.

yep, WalStMonky, exactly. problem is my parents account has no such online capability. sorry, forgot to mention that earlier, duh!

I initiated the ACH pull at HSBC to grab some money out of other banks in my wife's name, like CitiBank, GMAC, USbank, etc. And I also added some other external accounts like FNBO (my name), GMAC (my friend's name) with only trial deposit, no ACH activity yet. That's what I have done.

WalStMonky said:So both accounts were individual ownership, your wife's debited with the credit to yours? Did you intiate a pull from her account into yours, or a push from hers to yours?Presidential does offer the option of one way transfers to account which you don't own. They do use CashEdge so I know that CE allows it to happen. Is your wife still enabled?

UncleCharlie said:Is your wire service with citi still working? you have to pay for it, but if it works, then it should be fine I guess.

The wire service should be okay.

opmnxtc said:interesting, i've been curious too. so is there any way you are allowed to pull from accounts you don't own? in my case, i wish to link my parents account and transfer money back and forth..

The possibility for fraud is so immense that any bank will be stupid to allow this. I don't even know why there is even a question here. (Edit : except as joint accounts, but they are *JOINT* accounts)