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Washington Mutual Platinum MasterCard®

0% FIXED APR for 12 months on Balances Transferred now (not on Purchases or Cash Advances)*

* Up to 10% Cash Back on Gas Purchases for 6 Months*
Up to 5% Cash Back on "Everyday Purchases" and 1% on Other Purchases*
* No annual fee!
* $0 liability on unauthorized transactions
* Platinum MasterCard credit card benefits

*Earning level is based on total year-to-date purchases; you'll earn the highest Cash Back rates once you reach $4,000 in purchases each year. Get up to 5% Cash Back on "everyday purchases" made at dry cleaners, gas stations, grocery stores, and drugstores that are not departments of superstores or warehouse clubs. See for more important information about this offer, rates (including the Default APR), applicable balance transfer fees, and the WaMu Cash Rewards Program.

hot! use it as a BT card for the first 12 months, then it becomes AMEX Blue Cash, Jr. nice!

lhendricks92 said:hot! use it as a BT card for the first 12 months, then it becomes AMEX Blue Cash, Jr. nice!

No, mega rebate % only lasts first 6 months.

Good deal! I applied for a Wamu card with a worse deal 6 hours ago

Monthly Fico score for free too!

You will earn a cash rebate for all net new purchases (new purchases less returns and credit adjustments) that you make with your card during each Rebate Period. The first Rebate Period will consist of the first 12 billing cycles after account opening; each subsequent Rebate Period will include the next 12 cycles. The rebate you earn will be based on your total net new purchases to that point during the Rebate Period, as follows:

total.......................EDP..................gas for..................other
spending.......(except gas)....(first 6 months).......purchases

$0–$1,000...........0.5%..................5.5%....................0.25%
$1,001–$2,000.......1%....................6%......................0.5%
$2,001–$4,000.......3%....................8%......................0.75%
$4,001+..................5%....................10%......................1%

Everyday Purchases are purchases made at grocery stores, gas stations, drugstores, and dry cleaners and generally do not include purchases made at superstores and warehouse clubs

mhesidence said:But its 0% for both BT and purchases so you can do both at the same time.

NO! Look at the T&C. 0% ONLY FOR BALANCE TRANSFERS.

Wamu makes a lot of different offers, so maybe you're thinking of a different one?

My wife and I got targeted offers from Wamu in March. On hers, the purchase rewards were like this, on mine, you get points, 5% on EDP, no special 10% on gas, but no tiers either. Interest on BT, but no fee, and if you made a BT of at least $100, 0% on purchases until October 2008. So we each got the card we were offered, did a $100 BT and paid it off right away. On mine, there was 22 cents interest which got rebated back because that was the only thing on the card; on hers, same 22 cents, but she had bought some gas so there was a balance on the card, so we had to pay the 22 cents.

If I was getting a lot of offers from Wamu, I think I might wait a bit before taking this offer, to see what else they might be going to send me, and then go ahead with it if I didn't get anything better. We got a lot of offers that weren't as good as what we eventually got.

I think on ours they said CL up to $30,000, and I got $30,000 and my wife got $28,000. So if you've been getting high CL's from your other apps, you might want to put down a largish number for the BT on this one.

janwad said:Monthly Fico score for free too!
Wamu shut me down on my last AOR, but this one is getting added this time. They've sent me 3 frickin' solicitations a week since they denied me last November. They better accept me.

I'm interested in this deal, the 5% Cash Back is only for the 1st 6 months according to lhendricks92, correct?

I'm not a reward card chaser like you guys , I just want the best card with the best rewards program and use it for a longggg time.

lemec said:Get up to 5% Cash Back on "everyday purchases" made at dry cleaners, gas stations, grocery stores, (snip)
And that's my problem with this card. I'll stick with my Chase Freedom card which is 3% and not tiered.

TYTBUDGET