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KeyBank Platinum CC - 5% Everything for 3 mos, 1% after, BT 0%/12mo/$75cap

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lhendricks92 said:Proudparentof4 said:I thought about doing that, but are you sure that its possible since its key bank and citi, and not just a citi product?

No one here seems to know - try it, and let us know how it goes. this would be very helpful to the community!

I'll do just that and get back to you. Thanks for the suggestion.

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Proudparentof4 said:lhendricks92 said:Proudparentof4 said:I thought about doing that, but are you sure that its possible since its key bank and citi, and not just a citi product?

No one here seems to know - try it, and let us know how it goes. this would be very helpful to the community!

I'll do just that and get back to you. Thanks for the suggestion.

Received the key bank card today. I called customer service instead of activation number and asked it I was speaking to Citi. C.S. Rep said yes. I asked it I could close and move cl to another citi card. She said no, its two different departments. I told her then I needed to close card. She transferred me for closure. That rep. asked why I did not want card. I explained my creditworthiness and how I should have not gotten a gold card. He told me platinum and gold are just words, they don't mean anything

I told him platinum meant I got 5% rebate on purchases for 3 mos. and O% bts for a year. Gold meant I got nada. He told me he would just exchange my gold for a platinum, no problem. He said it would be in the mail. Go figure.

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MikeR397 said:lhendricks92 said:markkundinger said:Very interesting, I just applied for 5 citibank cards, wonder if I'd be considered maxed out from applying for the Key Bank card?

only one way to find out.

Yep, I also just applied (for the mom) for 5 citi cards last week (2 personal, professional, and 2 business; all were instantly approved) and applied for this Key card last night. They don't appear to give instant approvals, so as of now the app status is deferred. I haven't searched yet, but does anyone know if Key allows CL consolidation or movement as she has an existing 20k line with key?
Forgot about this update... She got approved for another 10k Key line on this app after being approved for 5 of 5 citi cards (upromise, ATT, professional, buisness TY, premier pass). Did not ask to move the CL to citi, but did try to consolidate from our existing Key 20k line to this one. Answer was no b/c she is not the primary acct. holder on the 20k line, my dad is. I also applied for a new Key card with my dad, and if he gets approved, I'll consolidate to his line. If he doesn't get approved, I'll try to switch the primary user to my mom on the old card and then consolidate to her new line.

PS: Key can mail you a pre made out check just like Citi can for a BT. I recommend doing this right when you get the card so you get the BT check in 5-7 days as opposed to waiting a MONTH to get the stupid welcome package (if it ever comes).

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Proudparentof4 said:Proudparentof4 said:lhendricks92 said:Proudparentof4 said:I thought about doing that, but are you sure that its possible since its key bank and citi, and not just a citi product?

No one here seems to know - try it, and let us know how it goes. this would be very helpful to the community!

I'll do just that and get back to you. Thanks for the suggestion.

Received the key bank card today. I called customer service instead of activation number and asked it I was speaking to Citi. C.S. Rep said yes. I asked it I could close and move cl to another citi card. She said no, its two different departments. I told her then I needed to close card. She transferred me for closure. That rep. asked why I did not want card. I explained my creditworthiness and how I should have not gotten a gold card. He told me platinum and gold are just words, they don't mean anything

I told him platinum meant I got 5% rebate on purchases for 3 mos. and O% bts for a year. Gold meant I got nada. He told me he would just exchange my gold for a platinum, no problem. He said it would be in the mail. Go figure.
New update. I called back to go over terms of platinum and found out they gave me the platinum but would not honor the 5% rebate for 3 mos. I cancelled it.

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Watch out!
I got the Platinum card and noticed that the mailing did not mention the 5% rewards just the 0% balance transfer. I called in and CS said there was no 5%. I then called the Key site where the offer was still advertised. A Key rep joined me and verified my claim in a conference call back to CS. CS said someone would call me back in a few days to adjust this. Still waiting.

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mountainview said:no limit cash back, but no cap on BT
To me this seems better than the $300 Cash Back cap. I need to pay about $12k in college bills by Aug 15th so could get $600 just for that. Was planning on using my CITI 2% but they shut that card down last week for security issues and still waiting for new card. Anyone know how long it takes to get the card after applying would need it by the 15th

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scott,
Your college still allows CC for payments? Lucky son of a gun. Only things you can pay with CC here is parking passes and tickets, but those are all profit for them anyway. My friend said his undergrad allowed CC payment for tuition, but had a 3% fee attached.

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djspray said:scott,
Your college still allows CC for payments? Lucky son of a gun. Only things you can pay with CC here is parking passes and tickets, but those are all profit for them anyway. My friend said his undergrad allowed CC payment for tuition, but had a 3% fee attached.

Yes, For MC/VISA. No AMEX though

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nhsouth said:Watch out!
I got the Platinum card and noticed that the mailing did not mention the 5% rewards just the 0% balance transfer. I called in and CS said there was no 5%. I then called the Key site where the offer was still advertised. A Key rep joined me and verified my claim in a conference call back to CS. CS said someone would call me back in a few days to adjust this. Still waiting.

Samething happened to me, I called Keybank 1-888-539-1234 and was told that not everyone would get the promotion offer and you could decline the card.

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nhsouth said:Watch out!
I got the Platinum card and noticed that the mailing did not mention the 5% rewards just the 0% balance transfer. I called in and CS said there was no 5%. I then called the Key site where the offer was still advertised. A Key rep joined me and verified my claim in a conference call back to CS. CS said someone would call me back in a few days to adjust this. Still waiting.

Well a week ago I faxed them the screen shot of the 5% offer. Finally, I got a return call today and they said my Platinum card would get the 5% rewards. It seems only fair to get the deal as advertised.

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nhsouth said:nhsouth said:Watch out!
I got the Platinum card and noticed that the mailing did not mention the 5% rewards just the 0% balance transfer. I called in and CS said there was no 5%. I then called the Key site where the offer was still advertised. A Key rep joined me and verified my claim in a conference call back to CS. CS said someone would call me back in a few days to adjust this. Still waiting.


Well a week ago I faxed them the screen shot of the 5% offer. Finally, I got a return call today and they said my Platinum card would get the 5% rewards. It seems only fair to get the deal as advertised.

Would you please share the fax number!

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watssion said:nhsouth said:nhsouth said:Watch out!
I got the Platinum card and noticed that the mailing did not mention the 5% rewards just the 0% balance transfer. I called in and CS said there was no 5%. I then called the Key site where the offer was still advertised. A Key rep joined me and verified my claim in a conference call back to CS. CS said someone would call me back in a few days to adjust this. Still waiting.


Well a week ago I faxed them the screen shot of the 5% offer. Finally, I got a return call today and they said my Platinum card would get the 5% rewards. It seems only fair to get the deal as advertised.


Would you please share the fax number!


I called in on 1-800-950-5114 asked to speak to a manager. Told the manager I could document the advertised offer by fax. The only limitation in the ad was that the offer was good for only the Platinum card. I was sent the Platinum not the Gold or Silver. I think they just bunched all the cards up and gave out the lowest common denominator offer. The fax number given was 702-797-5084. Good Luck.

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How many here get 5% and how many didn't?

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