I noticed many of the Citi cards have either eliminated the BT fee cap or increased it significantly (compared to the list here). Others have been replaced with new cards.

Cards Replaced with New Cards
Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Card name
0% | 12 | $0 | 0% | $0 | AT&T Universal Platinum Card
0% | 12 | $0 | 3% | UNCAPPED | AT&T Universal Savings Platinum Card
(Save up to 10% on eligible AT&T products & services for the 1st 12 months; 5% thereafter1, plus a great APR)

0% | 12 | $0 | 0% | $0 | AT&T Universal Rewards Card
0% | 12 | $0 | 3% | UNCAPPED | AT&T Universal Savings & Rewards Card
(Save up to 10% on eligible AT&T products & services for the first 12 months1, plus earn ThankYou® Points)

0% | 12 | $0 | 0% | $0 | Citi® Driver's Edge® Platinum Select® Card
0% | 12 | $0 | 3% | $75 | Citi® Driver's Edge® Options Platinum Select® MasterCard
(You earn 6% rebates on purchases made at supermarkets, drugstores and gas stations for 12 months. After that, you earn 3% rebates on purchases made at supermarkets, drugstores and gas stations. You earn 1% rebates on other purchases.)

0% | 12 | $0 | 0% | $0 | Citi® Upromise® Card
0% | 12 | $0 | 0% | $0 | Citi® Upromise® Platinum Select® MasterCard®
(No apparent changes to T&C)

Cards with Increases in BT Terms
Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Card name
0% | 12 | $0 | 0% | $0 | Citi® Platinum Select® Card
0% | 12 | $0 | 3% | $250| New Terms

0% | 12 | $0 | 3% | $250 | Citi® Diamond Preferred® Rewards Card
0% | 12 | $0 | 3% | UNCAPPED| New Terms

0% | 12 | $0 | 3% | $250 | Citi® Diamond Preferred® Card
0% | 12 | $0 | 3% | UNCAPPED| New Terms

0% | 12 | $0 | 3% | $250 | Citi® Dividend Platinum Select® Card
0% | 12 | $0 | 3% | UNCAPPED| New Terms

0% | 12 | $0 | 3% | $250 | Citi® PremierPass(SM) Card
0% | 12 | $0 | 3% | UNCAPPED| New Terms
(10,000 Bonus Points after $100 in purchases made within two months of account opening)

0% | 12 | $75 | 3% | $250 | Citi® PremierPass(SM) Card - Elite Level
0% | 12 | $75 | 3% | UNCAPPED| New Terms
(20,000 Bonus Points after $500 in purchases, enough for a round-trip ticket up to $400)

2.99% | 6 | $0 | 0% | $0 | Citi® Hilton HHonors® Visa® Signature Card
2.99% | 6 | $0 | 0% | $75 | New Terms
(Start with 15,000 Hilton HHonors® bonus points after your first purchase. No annual fee.)

0% | 9 | $0 | 0% | $0 | Citi® Professional(SM) Card with ThankYou(SM) Network
0% | 12| $0 | 0% | $50 | New Terms

Unchanged Cards
Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Card name
0% | 12 | $0 | 0% | $0 | Citi® Home Rebate Platinum Select® MasterCard®
0% | 12 | $0 | 0% | $0 | Citi® Professional(SM) Cash Card

All Student Cards (6 month, 0%, $0)

All Biz Cards (12 month, 0%, $0). Professional and Professional Cash were shown on other list as $50 fee, now that fee is waived.

Cards Not on the Original List
Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Card name
0% | 12 | $0 | 3% | UNCAPPED | Citi® Diamond Preferred® Rewards American Express® Card

3.99% | FOR LIFE | $0 1st year $99 after | 3% | UNCAPPED | Citi® Platinum American Express® Card
(BT must be completed within 4 months)

0% | 12 | $0 | 3% | UNCAPPED | Citi® Dividend American Express® Card

0% | 12 | $0 | 3% | UNCAPPED | Citi CashReturnsSM Card
(Earn 5% Cash Back on all purchases for 3 months and 1% thereafter.)

No American Airlines Cards Offer Intro BT.

Card That Has Better Terms (Compared to Original List)
Promo BT APR | Promo period for BT | Annual fee | BT fee | Max. BT fee | Card name
0% | 12 | $0 | 3% | $50 | Citi® Professional(SM) Card
0% | 12 | $0 | 3% | $0
(Waived $50 Fee)

Thanks to markber for the format.

Would the logical move be to try to reallocate personal lines to a business line since the business lines still have caps on them?

rezzor said:On a related note, I'll also add the Citi would not allow me to move a CL between two personal cards, stating that it is a new policy of theirs not to move a CL to a card that has a no fee 0% deal. Both cards had 0% with 0 fee but one was 6 months and the other 12. I was trying to move to the 12. Also, I read on the reallocation thread that people were able to do it between these two cards in the past (I'll get the names of the cards shortly, I forgot but of course I have it documented in my spreadsheet!) I called and asked several times over the course of a couple days and was told the same thing each time - no reallocation to cards with 0%/0 fee offers.

This is their policy these days, nor, with anecdotal (and questionably apocryphal) exceptions, will they allow shifts between personal and business credit lines. They've been unrelenting. Even if a CSR acquiesces to a credit line shift, it's almost certain to be ignored or reversed once it hits the system. However, you can still cancel one card and transfer its available credit to another to take advantage of a more attractive offer.

DjPiLL said:dudetheobscure said:

This is their policy these days, nor, with anecdotal (and questionably apocryphal) exceptions, will they allow shifts between personal and business credit lines. They've been unrelenting. Even if a CSR acquiesces to a credit line shift, it's almost certain to be ignored or reversed once it hits the system. However, you can still cancel one card and transfer its available credit to another to take advantage of a more attractive offer.


If they allow you to close one card and move it's available credit to another card with the good 0% offer... I don't see what the issue is here with this? Why not just close one card... open another. Rinse and repeat.

Every time you open a new card, you're subjected to credit and outstanding balance reviews, so there won't be too much rinsing or repeating.

DjPiLL said:dudetheobscure said:

Every time you open a new card, you're subjected to credit and outstanding balance reviews, so there won't be too much rinsing or repeating.


But if someone is doing an AOR every year... isn't it every year where your 0% offers eventually go away and you have to apply for new cards anyways (with most likely zero debt on your cards?)

Maybe I am just not getting this.

It's not that AORs through Citi are dead, it is just one more tool that has been taken away. IMO, the value of the AOR, while still high, is slowly being reduced as CC companies continue to adjust their policies.

hope it's not my fault

Wow, I guess I better be grateful that I did my AOR last month, and got all that 0%, no fee money from Citi when it was still available. Whew!

MisterMe said:I just did a no fee Citi Diamond Rewards BT last week that was no fee. I'm curious does Citi allow BT between Citi cards or are they like Chase and disallow it?

they don't officially allow it. unofficially you could request a BT refund check online, and deposit it, and then pay off the other card.

I attempted to reallocate for a 0% $75 capped offer on another card, and they rejected the reallocation even though there was a balance transfer fee on it.