Please recommend best travel credit card no fee

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I travel once in 3 months. Florida, Canada, Europe, Americas, Asia. Not often but regularly, 4 flights a year alone or with family. 
Looking for a no-fee credit card to have these benefits:

- 1 free check-in baggage
- (optional) car rental insurance
- collect points from different airlines in one place.

No fee because I just personally feel uneasy to remember to watch/cancel/reopen those every year. Even if benefits are greater than free cards, I don't want this.  
Regarding points. I have points membership in many airlines, but hardly ever use any points. They are spread all across. They expire before I get enough because I fly different companies every time. Collecting in forms of money would be great even if i collect a quarter of the amount.

Any advice appreciated!
 

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You should look for a card that offers no foreign transaction fee.

rsuaver said:   You should look for a card that offers no foreign transaction fee.
  
I am thinking about that too. However most of the countries I visit don't accept US-issued cards, so I bring cash anyway. They do like cash.
Your advice is applicable to Canada - thanks.
 

Check here: https://www.fatwallet.com/forums/finance/711457 

But don't get your hopes up too much:
- 1 free check-in baggage
You only get this with cards branded for a specific airline, and most of those have an annual fee.
- collect points from different airlines in one place.
Any card will earn credit card rewards from any airline, none will collect all of your airline miles in one place.
- (optional) car rental insurance
Any decent card offers rental CDW coverage. A few (with an annual fee or for a per-rental fee) even offer primary coverage.
 

doveroftke said:   Check here: https://www.fatwallet.com/forums/finance/711457 

But don't get your hopes up too much:
- 1 free check-in baggage
You only get this with cards branded for a specific airline, and most of those have an annual fee.
- collect points from different airlines in one place.
Any card will earn credit card rewards from any airline, none will collect all of your airline miles in one place.
- (optional) car rental insurance
Any decent card offers rental CDW coverage. A few (with an annual fee or for a per-rental fee) even offer primary coverage.

 
Thanks for a detailed answer, really appreciate it.
The link you provided is very helpful



 



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