The only worry about Mango and other prepaid cards I have is that they could disable ACH withdrawals on a whim and any attempts would cause me problems at my destination institution. Ally "suspends" the external accounts for which the transfers don't go through successfully.
I just don't want my Ally bank shut down because my Mango ACH pull didn't go through...
wyle1 said: tinker25 said: The reverted ACH has not shown up on Mango yet. It is such a pain that one can not SM or email Mango. Meanwhile I SMed my local Bank and see what they can do.
What was the reason for NetSpend to reverse the ACH? Can you later ACH $ out of the same NetSpend?
Thanks From 12 posts above yours - "If you have any questions, please contact us at PO Box 315, New York NY 10018, MangoSupport@praxell.com or by calling 855-515-2273 between the hours of 8:00 AM and 6:00 PM Eastern." Thank you for the email pointer. Emailed Mango last night, surprisingly got a reply already. Mango stated that my local bank pulled twice, so they rejected once. I have forwarded mango's email to my local bank. I have ACHed many times between these accounts w/o issues, I did not ACH earlier in the month (hence did not run into ACH issues many run into earlier in the month).
update - My local bank traced the ACH and called Mango and got transferred to US Financial Card (USFC). USFC said they have the fund, but did not process back to my Mango acct, need to speak with me (not sure why? If mango has my $, not putting into my acct?). Forwarded this to Mango Support. Mango support said they do not see any pending returns...
After last month's problems with Mango I decided to cash out and close the account, but when trying to transfer all of my money out of savings I just get this message:
"Amount exceeds transaction allowed limit"
Of course the limit isn't specified anywhere so after some trial and error I think I discovered that there's a limit of $1,500 per transaction. Fortunately they allow multiple $1,500 transactions in a row, so I was able to do a few of them to completely drain the savings account. Since you're only allowed six transactions per month from the savings account it seems like they're doing this to force you to use up most of those when cashing out the savings account. Just another sketchy thing that's making me glad to get my money away from Mango...
Edit: To be clear I'm talking about transferring from Mango Savings to the Mango Prepaid Card - this is *not* about ACHing the money out of Mango.
J3anyus said: After last month's problems with Mango I decided to cash out and close the account, but when trying to transfer all of my money out of savings I just get this message:
"Amount exceeds transaction allowed limit"
Of course the limit isn't specified anywhere so after some trial and error I think I discovered that there's a limit of $1,500 per transaction. Fortunately they allow multiple $1,500 transactions in a row, so I was able to do a few of them to completely drain the savings account. Since you're only allowed six transactions per month from the savings account it seems like they're doing this to force you to use up most of those when cashing out the savings account. Just another sketchy thing that's making me glad to get my money away from Mango... @J3anyus - good luck getting the money out. Please let us know if you are successful getting the $ pulled from Mango
cdancer20 said: Interested posted as normal on my 2 Mango accounts. I did ACH push for DD as usual but I did pay the $3 fee. Not sure if I can skip it anymore with all their issues.
Mind clarifying this? I'm about to open a Mango account and thought the $3 fee deduction is standard across the board for all account holders -- is there another $3 fee associated with ACH pushes? Or were you somehow avoiding the standard account fee?
On a related note, did you had issues in May/June of interest not posting?
simmias said: People are/were avoiding the fee by leaving $0 in the prepaid account since Mango won't let your account go negative. However, as Tinker's post illustrates, apparently they never forget! I did not share in Tinker's experience. They did take out $3 on the last day of the month but that's it. We'll see if they take out more now that I have moved my interest to the debit card to transfer out tomorrow. Note that Tinker also had manually eyes on his account.
For folks with accounts, did you have any issues receiving the account opening verification SMS/text message? I've tried with both a Google Voice and AT&T number, and didn't get verification codes on either
Might have to call in to speak to CSR...
Edit -- looks like the text verification system only works during open hours. Gave it a try today after 2-3 tries the last few evenings and it was working today.
Yea Mango finally caught up with me to on skipping the monthly fee. I think they implemented it last month based on others responses. I sent over my $500 ACH/DD and they pulled out months of fees lol. No biggie. It was fun while it lasted and actually I think they didn't get it all. I've been doing this since they changed over last year and they only took out 5 months so only went back for this year.
Was finally able to re-link my external checking account to my Mango account. Funny thing, Mango called to verify the verification transactions were legit before allowing them to post. All seems to be good now, but my first ACH pull is set for Monday.
The limit is $1700 per withdrawal from savings. I didn't have any trouble getting my money out of two Mango accounts via ACH pull in mid-June. I ended up keeping one account and they are still paying interest, though they were rude to me and others last month. Cannot trust these people.
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