"Your MeritRewards Shop & Earn bonuses will be paid as a direct deposit to your account within 30 days of the MeritRewards Shop & Earn enrollment anniversary date"
How do they define the anniversary date?
Senior Member - 1K
posted: Jan. 27, 2013 @ 7:35a
Thanks OP. Will jump if we can get confirmation on a soft/hard pull.
posted: Feb. 1, 2013 @ 4:49p
I called them up & they said that they don't run your credit at all (I even asked them about a soft pull) if you are opening up a checking account. Not sure how much weight this should carry since the rep didn't seem that knowledgable. I also asked them what the maximum funding amount is for a credit card but she didn't know/ wasn't sure if there was a maximum.
Senior Member - 1K
posted: Feb. 2, 2013 @ 10:50a
Called them up and verified with a personal banker that it is indeed a soft pull. I was going to pull the trigger, but saw the reward payable within 30 days of your "anniversary date", which would be a year. Probably will pass on this one.
posted: Feb. 3, 2013 @ 2:46a
What types of credit cards do they let you fund the account with?
Senior Member - 2K
posted: Feb. 4, 2013 @ 8:35p
Does this have an exp. date? I can't find one in any of the small print. Thanks for your help!
posted: Feb. 5, 2013 @ 8:47a
Does it mention the account "inactivity" fee ? There was $25 fee if the account is not actively used... i.e., min of 5 or 7 transactions a month.... I closed my account last month after getting hit with this fee multiple times...
Disclaimer: By providing links to other sites, FatWallet.com does not guarantee, approve or endorse the information or products available at these sites, nor does a link indicate any association with or endorsement by the linked site to FatWallet.com.
Members of our community may attach files to a post in accordance with the User Agreement. FatWallet is not responsible for the content, accuracy, completeness or validity of any information contained in any attached file. Files have *not* been scanned for viruses. Be especially wary of Excel files which may contain malicious content.
Earn Cash Back while you shop - just 3 simple steps.
1. Sign Up so we know who to pay! (It's FREE.)
2. Shop through FatWallet for deals from your favorite stores. Your online purchases earn Cash Back that builds in your FatWallet account.
3. Get Paid by requesting a payment via check or PayPal.
FatWallet coupons help you save more when shopping online. Use our Coupons Search to browse coupons and offers from thousands of stores, gathered into one convenient location.
As part of our FatWallet Community, you can share deals with almost a million shoppers in our forums. Forum content is generated by consumers for consumers. Share deals, money-saving tips, and more. It's FREE, fun, and addicting.
Our customer experience team is here around the clock - real people ready to assist.