Thanks for that link. The application looks the same as OP's. I tried calling w/ the priority code and the rep said I had to apply online even though the application said I could apply by phone. Does that mean it's targeted and I would be wasting my time?..........might get a card and spend that $500 but not get that bonus?
During the card activation process I always confirm with the CSR that the bonus is coded in their system. I have several instances where the online application process conveniently drops the promotion code but the CSR always inputs it. If they refuse I would simply close the account.
bbqnosher said: During the card activation process I always confirm with the CSR that the bonus is coded in their system. I have several instances where the online application process conveniently drops the promotion code but the CSR always inputs it. If they refuse I would simply close the account. Excellent suggestion.
kaneohe said: Is the priority code unique (one of a kind) or generic (more than one person gets the same code)? They request that if you call in to apply. I keep getting VACMNL which is actually embedded in the link itself.
El_Duderino said: kaneohe said: Is the priority code unique (one of a kind) or generic (more than one person gets the same code)? They request that if you call in to apply. I keep getting VACMNL which is actually embedded in the link itself. Thanks, that's what I get too. Is that because everybody gets the same code or is that because this is a copy of one person's code.........that is, does everybody who gets the e-mail get a separate code which would suggest it can't be used by more than one person or does everyone who gets an e-mail get the same code. The telephone rep asks where the code comes from..... what's the right answer?
buried in T&C........ You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.***********************************************************************************************************
Anyone ever get 1099-MISC? from BA based on cc sign up bonus?
Green for you; the wife was instantly approved for a $15K CL!
From what I can tell, this link doesn't "drop" the $200 promo during the online application process; the T&C on the application verification page made specific mention of the bonus after I completed the form.
Also makes idly me wonder which teams' applicant population has the best/worst credit profile.
fatasswithbigtits said: I would like to get the bonus and then convert it to Better Balance Rewards™ Card. Is it possible? TIA. No. PCs to the BBR are a no go as of late 2014. Many people were doing exactly what you describe: collecting the bonus then converting the card. So BOA put a stop to it.
If you call many, many times, a few people have squeaked through with the PC but generally it's a no go.
interesting question on the 1099s...minimum required reporting is $600 which nearly all cc bonuses would fall under, and i'm sure banks absolutely don't want the hassle of issuing them if they can avoid it (and ticking off customers)..not sure if some of the premium cards with, say, 100K mile bonuses issue a 1099 since arguable 100K miles is worth over $600.
We’re sorry but we’re unable to give you a decision at this time.What’s next?We are reviewing your application and will send you a letter letting you know our decision.We appreciate your interest. Thanks again.
Now what? How to follow up? or do I have to wait for the letter?
1. Wait for the decision 2. Call BofA and offer to supply any additional info they might require. If you applied for a Bank of America credit card online, you can check the status of your application online. You can also check the status by calling us at 1.866.422.8089. 3. https://www.bankofamerica.com/credit-cards/application-status/ap...
Never had a 1099 issued from a CC bonus...whether points or cash or points converted to cash. Always received 1099 from a bank deposit promotion..... such as opening a checking or savings account
Never had a 1099 issued from a CC bonus...whether points or cash or points converted to cash. Always received 1099 from a bank deposit promotion..... such as opening a checking or savings account Is it better to wait until you get a letter or to talk to them while they are making a decision?
bbqnosher said: Depends on how serious you are in the offer. IMHO I would call before the final decision is made.....it could be something minor which could be taken care of easily. if you wait it might be too late. Thanks......appreciate your opinion.
edit to add: after a couple days of suspense, I called the number listed above and found out it was approved........so thanks to all, OP for posting offer, those who posted contact toll free numbers and those who had other helpful suggestions.......including yet to be confirmed signup bonus when confirming receipt of card.
Received BofA credit card today. Among the plethora of terms and conditions was a separate collateral describing the $200 bonus for the $500 spend in 90 days. Confirmed with customer service during card activation that the bonus was indeed coded with the account. The 90 day clock starts the date of the application...... not the date of card activation.....so the time period is slightly less than 90 days
Personally, I like lower required spends. The higher required spends keeps me away from app-o-rama behaviors to the point that I got down to one HP in the past couple of years. I have my new mortgage that I do not foresee modifying in my lifetime, so I picked up a couple of CC just because I like those programs. This week, I went for the signup rewards. With the lower spend requirements, I was able to pull in more total signup money than I could with higher spend requirements. In the process, I am improving the bottom number of my total utilization number. I am not that worried by average age of credit as much as I am watching my total utilization number which is a larger factor in most FICO and FAKO scores.
Moderator Comment: Edited to fix Auto-linking issue. — Mar. 19, 2016 @ 5:44pm
posted: Mar. 20, 2016 @ 1:26p
LaChupacabraj said: Plus one for the AICPA. Ended up getting approved for the MLB, AICPA, ABA, and I had an offer for a regular better balance in my account. $750 total for $2000 spend in what should be one pull. Did you get instant online approval for all 4 cards, and did you apply for each card sequentially one after another?
Considering applying for MLB and ABA together, but I got approved for AICPA in early January, wondering if its too soon to apply to BAC again?
JW10 said: I don't know what happened. If it continues to fail, go to the BankAmerica dot com website. select Credit Cards select Cash Back Credit Cards scroll down a couple of cards. The bonus is only $100, not $200.
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