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https://www.chase.com/checking/offer/q3-premierplus-aff-offer.ht...

$300's about the best it gets for chase's regular checking offers.

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tedteddy said:   https://www.chase.com/checking/offer/q3-premierplus-aff-offer.html?ID=

$300's about the best it gets for chase's regular checking offers.

  The problem is the link is not for a regular Chase Total Checking account offer which would have $500 DD/mo or $1500 minimum balance to avoid $12 fee, it's for a "Premier Plus" checking offer, with $15k average daily balance or a Chase Mortgage required to avoid the $25/mo fee.

200 is the max i have seen for the other kind- chase total checking ones.

They had a $300 bonus on business DDA recently, might have been targeted. Just got my bonus this week.

rastogi2012 said:   200 is the max i have seen for the other kind- chase total checking ones.
  
No, the other kind is usually 300. Did it last year. Have another mailer sitting on the table valid through end of next month that I will use.
They have had non-targeted online codes for the 300 offer available earlier this year (and last year when I did it), and the mailers have been around more often than the online codes.

The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

They also have current offers on the Premier account for $500. The higher fee or much higher balance requirement for the fee makes it a tougher sale to me than the $300 that is easy (like this one: http://www.ebay.com/itm/Chase-Premier-Plus-Checking-Bonus-Offer-... , which I also received in the mail).  Although... I guess could open it and just accrue the $25 fee for 6 months and be left with $325 or $350, making the $500 Premier offer slightly better than the Total Checking offer.

There's also a business checking $300 offer which has steep requirements that's possibly not targeted and shows up when you sign into a business credit card on the website (Don't know if it's targeted, shows up on both accounts I have).

Bend3r said:   
rastogi2012 said:   200 is the max i have seen for the other kind- chase total checking ones.
  
No, the other kind is usually 300. Did it last year. Have another mailer sitting on the table valid through end of next month that I will use.
They have had non-targeted online codes for the 300 offer available earlier this year (and last year when I did it), and the mailers have been around more often than the online codes.

The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

They also have current offers on the Premier account for $500. The higher fee or much higher balance requirement for the fee makes it a tougher sale than the $300 that is easy (like this one: http://www.ebay.com/itm/Chase-Premier-Plus-Checking-Bonus-Offer-... , which I also received in the mail)

There's also a business checking $300 offer which has steep requirements that's possibly not targeted and shows up when you sign into a business credit card on the website (Don't know if it's targeted, shows up on both accounts I have).

  
My biz DDA offer was just keeping $1500 in the account for two months before bonus hit. Min six month early close fee with bonus amount deduction. 

Bend3r said:   
rastogi2012 said:   200 is the max i have seen for the other kind- chase total checking ones.
  
No, the other kind is usually 300. Did it last year. Have another mailer sitting on the table valid through end of next month that I will use.
They have had non-targeted online codes for the 300 offer available earlier this year (and last year when I did it), and the mailers have been around more often than the online codes.

The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

They also have current offers on the Premier account for $500. The higher fee or much higher balance requirement for the fee makes it a tougher sale than the $300 that is easy (like this one: http://www.ebay.com/itm/Chase-Premier-Plus-Checking-Bonus-Offer-... , which I also received in the mail)

There's also a business checking $300 offer which has steep requirements that's possibly not targeted and shows up when you sign into a business credit card on the website (Don't know if it's targeted, shows up on both accounts I have).

  could be location specific, I am looking for the 300 offer for a while...

Bend3r said:   
The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

+1 for buying this cheaply on eBay.  I do this every year and have never had an issue. It works nationwide.

draculatreeforest said:   
  My biz DDA offer was just keeping $1500 in the account for two months before bonus hit. Min six month early close fee with bonus amount deduction. 

I'm not familiar with DDA. DDA =?
I just double-checked the offer I was referring to that shows up in my accounts are for "Chase Performance Business Checking". $300 for depositing at least $500 and maintaining for 60 days. But, $50,000 in linked business accounts to avoid $20/month fee and again requires the 6months before closing account. I guess it's not as bad as the $24/mo on the Premier Plus. So the bus one I see requires no DD and just $500 and then assuming they charge the $20 for all 6 months, would net $160-180 return on $500 with no DD.

Edit: Oh, Does DDA = Direct Deposit Account?  What's the name of the type of checking account?  Thanks

DDA is a demand deposit account, also known as a checking account (I work for a bank).

Bend3r said:   
tedteddy said:   https://www.chase.com/checking/offer/q3-premierplus-aff-offer.html?ID= 

$300's about the best it gets for chase's regular checking offers.

  The problem is the link is not for a regular Chase Total Checking account offer which would have $500 DD/mo or $1500 minimum balance to avoid $12 fee, it's for a "Premier Plus" checking offer, with $15k average daily balance or a Chase Mortgage required to avoid the $25/mo fee.


There was a publicly accessible 300 total checking + 200 savings coupon in June/early July.

Doing premier outright only makes sense if you have a savings coupon for $15k and they let you downgrade to total after 90 days.

Any publicly accessible savings coupon? I try to do these every-time I go in to branch...

is there a way to use this mailer to open an account online for the bonus? thanks!

matthewk said:   is there a way to use this mailer to open an account online for the bonus? thanks!
  Chase coupons are in branch only.

giantsfan2 said:   
+1 for buying this cheaply on eBay.  I do this every year and have never had an issue. It works nationwide.

Do you have to close and reopen a new account every year?  Are there any repercussions to doing this?  

Bend3r said:   
The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

They also have current offers on the Premier account for $500. The higher fee or much higher balance requirement for the fee makes it a tougher sale to me than the $300 that is easy (like this one: http://www.ebay.com/itm/Chase-Premier-Plus-Checking-Bonus-Offer-... , which I also received in the mail).  Although... I guess could open it and just accrue the $25 fee for 6 months and be left with $325 or $350, making the $500 Premier offer slightly better than the Total Checking offer.

I have both of these coupons and from reading the terms, it seems like the best deal would be to open 1 savings and 1 premier checking to get $700.  The 15k balance in the savings qualifies to waive the fees of both accounts.  Downside is having to leave the funds for 6 months at 0.01%.

libralibra said:   
giantsfan2 said:   
+1 for buying this cheaply on eBay.  I do this every year and have never had an issue. It works nationwide.

Do you have to close and reopen a new account every year?  Are there any repercussions to doing this?  

  Yes, you do have to close and reopen each year and at least 90 days have to pass between closing and reopening. You may get a dirty look or two once they see your account history (it's saved, which does make things quicker) but the system allows it. There's one branch near me that has flat out refused to open an account with a coupon, but I just avoid that one.
libralibra said:   
Bend3r said:   
The current mailer has a big "$500" on the front, because it's paired with another $200 for savings account having $15k for 90 days. (Here's one of the many listed on eBay http://www.ebay.com/itm/CHASE-500-300-Checking-200-Savings-Bonus... 

They also have current offers on the Premier account for $500. The higher fee or much higher balance requirement for the fee makes it a tougher sale to me than the $300 that is easy (like this one: http://www.ebay.com/itm/Chase-Premier-Plus-Checking-Bonus-Offer-... , which I also received in the mail).  Although... I guess could open it and just accrue the $25 fee for 6 months and be left with $325 or $350, making the $500 Premier offer slightly better than the Total Checking offer.

I have both of these coupons and from reading the terms, it seems like the best deal would be to open 1 savings and 1 premier checking to get $700.  The 15k balance in the savings qualifies to waive the fees of both accounts.  Downside is having to leave the funds for 6 months at 0.01%.

The 300/200 coupon will work on premier accounts (or at least did when I opened them in June and you can downgrade to regular at any time per the banker I opened the account with.) You may want to open the savings and checking separately to ensure you get the $700.

Also Premier Savings has a 0.03% APY so you'll get a dollar or two more in interest.



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