Safe Deposit Box fee..?

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Is there any bank offering discounted or free of charge safe deposit box if you keep enough amount of money in the account..?

Bank of America no longer (starting from 9/1/2016) give out free safe deposit box (small size) even you have enough money in the account..!  They just give $9 discount per year from now on...!

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Keep your passport at home. You might not think about it before your flight and you never know when you might need it in... (more)

samko (Aug. 19, 2016 @ 5:42p) |

My home is the same as my passport country (the US) so it's not like it will help me out of a jam.  And I don't have a c... (more)

rufflesinc (Aug. 19, 2016 @ 6:52p) |

both interest bearing accounts...granted its a few pennies

Luniz97 (Aug. 22, 2016 @ 9:55a) |

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chase

rufflesinc said:   chase
  with Premier level accounts

devyanks90 said:   
rufflesinc said:   chase
  with Premier level accounts

  free if you keep $15k

When BofA started charging, we reconsidered our need for one and opted for a fire and waterproof safe at home.  I find it to be much more practical, accessible and therefore, useful.  Just something to consider.

rufflesinc said:   
devyanks90 said:   
rufflesinc said:   chase
  with Premier level accounts

  free if you keep $15k

  Only when available.

DTASFAB said:   
rufflesinc said:   
devyanks90 said:   
rufflesinc said:   chase
  with Premier level accounts

  free if you keep $15k

  Only when available.

  You mean when the branch has an empty box?

rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

devyanks90 said:   
rufflesinc said:   chase
  with Premier level accounts

  Bank of the West with Premier level accounts also offers free safe deposit boxes. I have one now.

DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

rufflesinc said:   
DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

I get denied access to a free box quite frequently by women at the local watering hole who seemingly want nothing to do with me.  Once in a while, I'm granted access.

Oh, at a bank... I don't use unsafe deposit boxes at banks, sorry.

DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

I get denied access to a free box quite frequently by women at the local watering hole who seemingly want nothing to do with me.  Once in a while, I'm granted access.

Oh, at a bank... I don't use unsafe deposit boxes at banks, sorry.

  Then pointing out the fine print doesn't really do any good , does it?

rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

I get denied access to a free box quite frequently by women at the local watering hole who seemingly want nothing to do with me.  Once in a while, I'm granted access.

Oh, at a bank... I don't use unsafe deposit boxes at banks, sorry.

  Then pointing out the fine print doesn't really do any good , does it?

  Ok, ignore the fine print.  Pretend this is burger king and have it your way.

DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

I get denied access to a free box quite frequently by women at the local watering hole who seemingly want nothing to do with me.  Once in a while, I'm granted access.

Oh, at a bank... I don't use unsafe deposit boxes at banks, sorry.

  Then pointing out the fine print doesn't really do any good , does it?

  Ok, ignore the fine print.  Pretend this is burger king and have it your way.

  If you had any actual experience getting denied a free box at chase, then that would be relevent.

Pointing out fine print but not having any actual experience doesn't help anyone

rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:     You mean when the branch has an empty box?
  I mean the fine print for their free safe deposit boxes says, "subject to availability."

  Yes ... so in practice have you been denied a free box ?

I get denied access to a free box quite frequently by women at the local watering hole who seemingly want nothing to do with me.  Once in a while, I'm granted access.

Oh, at a bank... I don't use unsafe deposit boxes at banks, sorry.

  Then pointing out the fine print doesn't really do any good , does it?

  Ok, ignore the fine print.  Pretend this is burger king and have it your way.

  If you had any actual experience getting denied a free box at chase, then that would be relevent.

Pointing out fine print but not having any actual experience doesn't help anyone

  Ok, sure... better for everyone to remain ignorant.

rufflesinc said:   Yes ... so in practice have you been denied a free box ?Yes, by Chase Manhattan.

xoneinax said:   
rufflesinc said:   Yes ... so in practice have you been denied a free box ?
Yes

  What bank? What did they tell you ? Where there any other branches nearby and convenient to you?

In Metro Detroit, anyone that lives, worships, or works in Wayne County can join Teamsters Federal Credit Union. They have safe deposit boxes starting at $10 per year. They are at Trumbull and Temple, just west of the Motor City Casino.

rooms222 said:    They are at Trumbull and Temple, just west of the Motor City Casino.
 soo ... do you actually live in detroit or do you live in the suburbs and bank there to save a few bucks?

rufflesinc said:   
rooms222 said:    They are at Trumbull and Temple, just west of the Motor City Casino.
 soo ... do you actually live in detroit or do you live in the suburbs and bank there to save a few bucks?

  He didn't say he banks there.  He said the safe deposit box is available there for anyone who has any sort of connection to the county, geographically.

DTASFAB said:   
rufflesinc said:   
rooms222 said:    They are at Trumbull and Temple, just west of the Motor City Casino.
 soo ... do you actually live in detroit or do you live in the suburbs and bank there to save a few bucks?

  He didn't say he banks there.  He said the safe deposit box is available there for anyone who has any sort of connection to the county, geographically.

  I didn't say he did. I asked a simple question I was curious about. That bank only has one location, in downtown detroit.

rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
rooms222 said:    They are at Trumbull and Temple, just west of the Motor City Casino.
 soo ... do you actually live in detroit or do you live in the suburbs and bank there to save a few bucks?

  He didn't say he banks there.  He said the safe deposit box is available there for anyone who has any sort of connection to the county, geographically.

  I didn't say he did. I asked a simple question I was curious about. That bank only has one location, in downtown detroit.

  Your question contains an implicit statement that indicates you believe he banks there.

rufflesinc said:   
xoneinax said:   
rufflesinc said:   Yes ... so in practice have you been denied a free box ?
Yes

  What bank? What did they tell you ? Where there any other branches nearby and convenient to you?


I couldn't get a box at Chase either. Just call and ask the branches near you. You'll find out soon enough.
  

Chyvan said:   
rufflesinc said:   
xoneinax said:   
rufflesinc said:   Yes ... so in practice have you been denied a free box ?
Yes

  What bank? What did they tell you ? Where there any other branches nearby and convenient to you?


I couldn't get a box at Chase either. Just call and ask the branches near you. You'll find out soon enough.
  

  I am a long time chase in-person customer (as opposed to just churning their CCs). I have had zero problem getting boxes at the two locations I needed. But then again, there's a chase branch every two miles around here.

DTASFAB said:   
rufflesinc said:   
DTASFAB said:   
rufflesinc said:   
rooms222 said:    They are at Trumbull and Temple, just west of the Motor City Casino.
 soo ... do you actually live in detroit or do you live in the suburbs and bank there to save a few bucks?

  He didn't say he banks there.  He said the safe deposit box is available there for anyone who has any sort of connection to the county, geographically.

  I didn't say he did. I asked a simple question I was curious about. That bank only has one location, in downtown detroit.

  Your question contains an implicit statement that indicates you believe he banks there.

  Only if you read more into it than you should

I have a safe deposit box and an account there, yes. In an old job I had, it was about a 15 minute walk to get there.....

Mr. James Hoffa's office is right next door. I have heard that it is still there, as he left it, in 1975.

dcwilbur said:   When BofA started charging, we reconsidered our need for one and opted for a fire and waterproof safe at home.  I find it to be much more practical, accessible and therefore, useful.  Just something to consider.
  
Fire and waterproof - good. What about burglar/theft proof?

I haven't gotten a notice from Bank of america? I have two boxes for free that I have had for like 4 years+.  Only reason I keep 5k each in 2 separate accounts so I can get it free.

Free box at PNC for maintaining $5000 balance.

Luniz97 said:   I haven't gotten a notice from Bank of america? I have two boxes for free that I have had for like 4 years+.  Only reason I keep 5k each in 2 separate accounts so I can get it free.
  
Interest bearing or non-interest bearing? Ally gives you 1% on savings account - so if you are not earning interest, your $100 in lost interest pays for the box. I had it free for several years - but wife upgraded to a larger box - just got notice of $51 charge coming up in few days.

rufflesinc said:   
Chyvan said:   
rufflesinc said:   
xoneinax said:   
rufflesinc said:   Yes ... so in practice have you been denied a free box ?
Yes

  What bank? What did they tell you ? Where there any other branches nearby and convenient to you?


I couldn't get a box at Chase either. Just call and ask the branches near you. You'll find out soon enough.
  

  I am a long time chase in-person customer (as opposed to just churning their CCs). I have had zero problem getting boxes at the two locations I needed. But then again, there's a chase branch every two miles around here.

  
Was it the free size? I can get one too, but it's always the one that costs money.

Chyvan said:   rufflesinc said:   
Chyvan said:   
rufflesinc said:   
xoneinax said:   
rufflesinc said:   Yes ... so in practice have you been denied a free box ?
Yes

  What bank? What did they tell you ? Where there any other branches nearby and convenient to you?


I couldn't get a box at Chase either. Just call and ask the branches near you. You'll find out soon enough.
  

  I am a long time chase in-person customer (as opposed to just churning their CCs). I have had zero problem getting boxes at the two locations I needed. But then again, there's a chase branch every two miles around here.

  
Was it the free size? I can get one too, but it's always the one that costs money.

yes. but I ended up upgrading one size and got a discount

PrincipalMember said:   
dcwilbur said:   When BofA started charging, we reconsidered our need for one and opted for a fire and waterproof safe at home.  I find it to be much more practical, accessible and therefore, useful.  Just something to consider.
  
Fire and waterproof - good. What about burglar/theft proof?

First you would have to find it, then you would have to remove a healthy section of the flooring in order to get it loose, and then you would have to carry it (about 100 lbs).  Then of course you would have to have a way to open it.  I'll take my chances.

dcwilbur said:   PrincipalMember said:   
dcwilbur said:   When BofA started charging, we reconsidered our need for one and opted for a fire and waterproof safe at home.  I find it to be much more practical, accessible and therefore, useful.  Just something to consider.
  
Fire and waterproof - good. What about burglar/theft proof?

First you would have to find it, then you would have to remove a healthy section of the flooring in order to get it loose, and then you would have to carry it (about 100 lbs).  Then of course you would have to have a way to open it.  I'll take my chances.

home invasion. there was a gang hitting the upper middle class areas around here a couple years ago, used guns to tie up people

rufflesinc said:   
dcwilbur said:   
PrincipalMember said:   
dcwilbur said:   When BofA started charging, we reconsidered our need for one and opted for a fire and waterproof safe at home.  I find it to be much more practical, accessible and therefore, useful.  Just something to consider.
  
Fire and waterproof - good. What about burglar/theft proof?

First you would have to find it, then you would have to remove a healthy section of the flooring in order to get it loose, and then you would have to carry it (about 100 lbs).  Then of course you would have to have a way to open it.  I'll take my chances.

home invasion. there was a gang hitting the upper middle class areas around here a couple years ago, used guns to tie up people

  You sure they didn't use rope or duck tape to tie them up? I'm pretty proficient with a gun, but I've never been able to tie someone up with it. 

Obligatory "dig a hole in the back yard" post. Free and convenient.

What are you guys keeping in these things? I don't see myself ever needing one.

BrianGa said:   What are you guys keeping in these things? I don't see myself ever needing one.
deeds, wills, silver, certs of naturalization, passports. basically paper documents that are very difficult to replace

Many local community banks have them as cheap or free. My mom has one 3 x 5 and pays $21/yr. She doesnt even keep any money in that bank.

Skipping 12 Messages...
both interest bearing accounts...granted its a few pennies



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