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rated:
Any one ever try this? Any success? I have the 0/0 offer from Chase but it is limited to 15k over a 30day period

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rated:
FYI, if you received checks in mail, those aren't limited to 15k (at least the ones I've received). The offers from Chase I see all say phone or web is what has the $15k limit.

I tried with Chase, BOA, and Citi earlier in the year and did not have any luck negotiating terms myself.

rated:
Better yet (DERAIL), how the hell do I get Chase to give me such an offer? I have huge lines with Chase but they never send me offers, nor are any available online. Meanwhile, I get five Citi mailers on a weekly basis pitching me 3% fee %0 int. BT offers.

rated:
jaytrader said:   Better yet (DERAIL), how the hell do I get Chase to give me such an offer? I have huge lines with Chase but they never send me offers, nor are any available online. 
  You don't have a BT offer on any of your chase cards?

rated:
rufflesinc said:   
jaytrader said:   Better yet (DERAIL), how the hell do I get Chase to give me such an offer? I have huge lines with Chase but they never send me offers, nor are any available online. 
  You don't have a BT offer on any of your chase cards?

  None across 9 cards (myself and wife). Scores in the mid 800s, utilization reports around 1-5% depending on what happened that month (vacation, car repairs, blah blah). About $700k worth of unsecured reporting credit between the two of us. Literally zero offers. Now if I login to our Citi accounts, I can see two or more offers per card (10 cards total). Just got something from Barclays the other day with an offer, she gets Keybank offers, etc. Literally never had a Chase offer, yet they give me unsolicited CLIs, which causes applications to go into review because I'm at their maximum exposure limit.

rated:
jaytrader said:   
rufflesinc said:   
jaytrader said:   Better yet (DERAIL), how the hell do I get Chase to give me such an offer? I have huge lines with Chase but they never send me offers, nor are any available online. 
  You don't have a BT offer on any of your chase cards?

  None across 9 cards (myself and wife). Scores in the mid 800s, utilization reports around 1-5% depending on what happened that month (vacation, car repairs, blah blah). About $700k worth of unsecured reporting credit between the two of us. Literally zero offers. 

  my condolences

rated:
I haven't figured out how they decide to extend the offers. After I made use of my BT offers on 3 cards, the offers went away on two of my other Chase cards. (And all but one of my citi cards lost their offers almost immediately after I PAID OFF a 0% fee/0%interest on purchases $10k balancce just before it would have started charging interest)

I still have ongoing Chase offers on both my business cards and the one I transfered a balance to for ~13 months 0%/2% fee.  But the bus cards are at ~100% limit.

rated:
Slate is part of 5/24, correct?

rated:
"Rate and fee matching"?  Back in the golden age of "free rental money", roughly 1999 - 2010, well yes.  Often.  Now, not so much.

rated:
The trick to get offers is to make sure you always have large balances reporting on your credit reports.

rated:
jaytrader said:   Better yet (DERAIL), how the hell do I get Chase to give me such an offer? I have huge lines with Chase but they never send me offers, nor are any available online. Meanwhile, I get five Citi mailers on a weekly basis pitching me 3% fee %0 int. BT offers.

Chase Slate sends a 2% fee 0% offer a couple times a month, min.

rated:
DPG said:   The trick to get offers is to make sure you always have large balances reporting on your credit reports.
  I thought about that, but some months I have $15-20k reporting. Wouldn't that be enough? Or is it relative to your total available credit?

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