Got letters from Discover Card saying if I don't use the accounts by xyz date my cards would be cancelled. Date comes and goes and I get a replacement card for one of the cards with new expiration date. I never activated the card nor have plans of using the account. I wonder if they will ever close out the accounts on their own.
deeder said: Got letters from Discover Card saying if I don't use the accounts by xyz date my cards would be cancelled. Date comes and goes and I get a replacement card for one of the cards with new expiration date. I never activated the card nor have plans of using the account. I wonder if they will ever close out the accounts on their own. Yes, No, Maybe. They have not in the past. There is no way to know for certain if this will continue.
needhelpplease said: SlimTim said: Our Discover cards all make a modest but appreciated donation to my isp every month, so I guess I've avoided the same confusion. Look for the 'small balance canceling cards' thread here.
hmmm Is there a way to automate this? link?? Yes, but the easiest way no longer exists -- Amazon raised their allowance minimum to $5. I'm sure other vendors allow you you o make $1.99 automatic payments.
I called to close my account many years ago (when Sams started to accept MC). Account appeared closed in credit reports. But then Sams stopped accepting MC so I called to get a new account and oh surprised, my account was easily 'reactivated'. In fact, I got the same number as before. Then they started accepting MC again so I was going to cancel it and then came the offers 10% ApplePay and double CB for a year. So I stayed...
Discover card is like the gift that keeps on giving. Hit 0 on phone and automatically connected to a American CSR, no phone tag runaround. Cash back doubled during holidays. Extra year warranty coverage on all purchases or double what is listed. I received a matching yearly cash back amount of $115 for being a good customer according to CSR and signing up for it. They have the best organization for handling all issues related to using a credit card.
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