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terms2 (268.29kB)
Disclaimer

terms1 (112.20kB)
Disclaimer
Noticed an offer in my BOA online account for $300 checking bonus.(don't actually use my BOA cards for anything.... but a couple months ago I got that crazy survey for $150 back after $500 purchase offer on an inactive card, so since then I've been checking periodically for other offers)
I Included a capture of the terms plus directions how to get the bonus to show as attachments.

Terms summary:
- "Eligibility: Offer only available to Bank of America customers and employees who receive this offer via a direct communication from Bank of America. New personal checking account must be opened by April 15, 2017. Bank of America may change or terminate this offer before this date without notice. You are not eligible for this offer if you were a signer on or owner of a Bank of America personal checking account within the last six (6) months."
-Min deposit of $25 required to open
-DDs totalling $4k required in first 90 days (I know, this seems steep.  a couple years ago I did a BOA that looked like otherwise identical but only $250 DD required)
-Minimum daily balance of $1500 OR $250 direct deposit to waive $12 fee for core checking
- If you meet all the Requirements to Receive the $300 Checking Account bonus, we will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days of meeting the qualifications for the earned bonus. New personal checking account must be open up to and including the date the bonus is paid in order to receive the bonus.


1. I don't see any mention of early closing fees, unless I'm missing it.  Not sure how long it needs to remain open past the 90 days.
2. I don't know if it's hard pull or not. (I'm pretty sure it wasn't when I did it a few years ago).  Any input?  

Moderator Comment: This thread is mirrored to these forums: HOT DEALS, FINANCE. — Mar. 25, 2017 @ 1:40am
Member Summary
You are not eligible for this offer if you were a signer on or owner of a Bank of America personal checking account within the last six (6) months.

If you meet all the Requirements to Receive the $300 Checking Account bonus, we will attempt to deposit the earned bonus directly into your new personal checking account within sixty (60) days of meeting the qualifications for the earned bonus. New personal checking account must be open up to and including the date the bonus is paid in order to receive the bonus.
Staff Summary
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just checked and

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just checked and 

Thanks OP

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Just checked and....no wait....didn't want to check! It's BOA!

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Just checked and got this offer, BUT for only $100 not $300!  I closed a BoA checking account about 2 years ago, so maybe that's why the difference.

Not worth it for me.

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The question now is what count as direct deposit beside a real DD.

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fw9999 said:   Just checked and got this offer, BUT for only $100 not $300!  I closed a BoA checking account about 2 years ago, so maybe that's why the difference.

Not worth it for me.

  Did you not have it before, or did you just not check before?

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Had the offer and applied, however; approval was deferred, which is odd?

Update 1: 2/1/2017
Called BoA after application, personal information reviewed and verified over the phone and approval on the form of an email immediately thereafter.

Update 2: 2/2/2017
Added BoA as external account to set up future ACH for initial deposit.

Update 3: 2/8/2017
ACH worth 4Ks deposited at BoA, now we just wait for the bonus to post.

BTW, this is soft pull for those wondering.

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Thanks OP!

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Hopefully, since we are no longer going to keep financial companies under control and with rates rising, we are going to get a lot more offers like these ...

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DFW06 said:   The question now is what count as direct deposit beside a real DD.
  Some research on the web claims these do:

Emigrant, E*Trade, Fidelity Money Line, HSBC, Capital One 360

  
I tried Fidelity which posted as "FID BKG SVC LLC DES:MONEYLINE" 

 we'll see...

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Green for the circles and arrows. Thanks OP it was in my account too.

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Thanks OP! thses pictures are so good!

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Thanks OP. I got this offer a couple of weeks ago but had not acted upon it. Since it appears to be soft pull and easy DD requirements, I'll be taking advantage of this shortly.

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can someone confirm if cap1 works? also, does 4k need to be new money, or can we cycle back and forth?

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fattywallace said:   Had the offer and applied, however; approval was deferred, which is odd?

Update 1: 2/1/2017
Called BoA after application, personal information reviewed and verified over the phone and approval on the form of an email immediately thereafter.

Update 2: 2/2/2017
Added BoA as external account to set up future ACH for initial deposit.

Update 3: 2/8/2017
ACH worth 4Ks deposited at BoA, now we just wait for the bonus to post.

BTW, this is soft pull for those wondering.

  
What number did you call?  Same thing happened to me and no financial center within 100 miles.  Thanks for any info!
 

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gremln007 said:   
fattywallace said:   Had the offer and applied, however; approval was deferred, which is odd?

Update 1: 2/1/2017
Called BoA after application, personal information reviewed and verified over the phone and approval on the form of an email immediately thereafter.

Update 2: 2/2/2017
Added BoA as external account to set up future ACH for initial deposit.

Update 3: 2/8/2017
ACH worth 4Ks deposited at BoA, now we just wait for the bonus to post.

BTW, this is soft pull for those wondering.

  
What number did you call?  Same thing happened to me and no financial center within 100 miles.  Thanks for any info!

  I used Google to find the number -- do not recall what the number was but it was a 1-800 number though.

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I finally got around to this. Approved immediately. Did not do initial finding, I selected that I would fund after opening. Account immediately showed up for me on the website. Found checking account number/routing under "information and services" tab in the account view. Changed my work DD to put $2000 here. Now it's just a waiting game... Should meet $4k requirement on ~4/3.

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