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You can get $300 with a new Premier Checking account

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Received this targeted (?) email: You can get $300 with a new Premier Checking account
Get $300
•     Open a Bank of the West Premier Checking account by March 3
•     Keep a combined average monthly balance of $50,000 in eligible accounts
•     Maintain that balance for two months
• Open a new personal Bank of the West Premier Checking account at any branch or account application submitted on bankofthewest.com between 01/21/17 to 03/03/17 with a minimum opening deposit of $500 or more with funds new to Bank of the West (Bank).
• Maintain a minimum of $50,000 combined average monthly balance in this Bank of the West Premier Checking account, plus other linked personal checking, savings, money market accounts, non-IRA CDS, and eligible BancWest Investment Services (BWIS) investment accounts.
• Qualifying Period – Maintain the minimum $50,000 combined average monthly balance for each of the first two full calendar months immediately following the month in which the opening deposit posts to the account.
• Opening deposit must be received and posted to the account no later than 03/10/17.
• Account must be in open status and have a positive balance as of 05/31/17 to be eligible to receive any bonus.
• Bonus will be credited by 06/30/17 to the open Bank of the West Premier Checking account.
• All accounts are subject to the Bank's standard terms and conditions and Schedule of Fees and Charges.

Ownership Requirements to Combine Balances to Receive Bonus
Ownership of the Bank of the West Premier Checking account and any associated deposit accounts must be identical. For BWIS investment accounts, the balances held by any primary owner in an eligible BWIS investment account who is also an owner of the Bank of the West Premier Checking account will be included in the combined balance calculation. By requesting a Bank of the West Premier Checking account, each primary BWIS investment account owner represents and warrants that each co-owner of any investment account authorizes the balances of the account to be combined for Program benefits. Balance information for BWIS investment accounts may be disclosed to any co-owner of the Bank of the West Premier Checking account. Additionally, fiduciaries assume responsibility for ensuring that any fiduciary account that may be combined in the Program will not be a violation of fiduciary duty.

Accounts not Eligible for Combining Balances to Receive Bonus
• Linked accounts for combining balances do not include any account, the inclusion of which is prohibited by law or may result in a breach of any fiduciary duty, law or regulation, including the Employee Retirement Income Security Act of 1974 ("ERISA").
• IRA CDs and investment IRAs are not eligible for combining balances to earn the bonus.
• Business accounts are not eligible for this offer.

Bonus Limitations
• Limit of one consumer checking bonus per individual and per mailing address. If the customer or other individuals residing at the same address received or may receive any other consumer checking bonus from the Bank between 07/01/15 – 07/30/17, then no one at that address is eligible.
• Offer does not apply to second or multiple checking accounts.
• Bank will classify the bonus as interest paid to the Bank of the West Premier Checking account. Any applicable taxes associated with the bonus are the responsibility of the Bank of the West Premier Checking account holder. To the extent required by law, Bank of the West will report total value of this bonus to the IRS on Form 1099-INT for tax year 2017.
• Offer is not available to existing Bank customers with an open personal checking account as of 01/20/17 or to employees of the Bank and its affiliates.

Monthly Service Charge
There is a Monthly Service Charge of $30 for the Premier Checking account. We'll waive the monthly service charge for the first two statement cycles on new accounts. Ask us about ways to waive the Monthly Service Charge thereafter.

2All ATM cash withdrawal fees charged by non-Bank of the West ATMs will be rebated within one (1) business day of the fees posting to your account. Other fees, such as foreign transaction fees, may apply.

Interest and APYs
For the Bank of the West Premier Checking account, interest will be paid on the entire collected balance of the account based on the balance tier into which the end-of-day collected balance falls. The Annual Percentage Yields (APYs) are effective as of 01/01/17 and are as follows: In CA, NM and NV for balances of $0 – $9,999 is 0.01% and for balances $10,000 and above is 0.02%. In CO for balances of $0 – $2,499 is 0.01%, $2,500 – $99,999 is 0.02%, $100,000 – $249,999 is 0.04% and for balances of $250,000 and above is 0.03%. In AZ for balances of $0 – $49,999 is 0.01% and for balances of $50,000 and above is 0.02%. In ID and KS for balances of $0 – $2,499 is 0.01%, $2,500 – $49,999 is 0.02%, $50,000 – $249,999 is 0.04% and for balances of $250,000 and above is 0.03%. In IA for balances of $0 – $2,499 is 0.01%, $2,500 – $49,999 is 0.02%, $50,000 – $249,999 is 0.06% and for balances of $250,000 and above is 0.04%. In MN, ND and SD for balances of $0 – $9,999 is 0.01%, $10,000 – $49,999 is 0.02%, $50,000 – $249,999 is 0.04% and for balances of $250,000 and above is 0.05%. In MO, NE, UT and WY for balances of $0 – $2,499 is 0.01%, $2,500 – $49,999 is 0.02%, $50,000 – $249,999 is 0.05% and for balances of $250,000 and above is 0.03%. In OK for balances of $0 – $9,999 is 0.01%, $10,000 – $24,999 is 0.02%, $25,000 – $49,999 is 0.04%, $50,000 – $249,999 is 0.05% and for balances of $250,000 and above is 0.04%. In OR for balances of $0 – $2,499 is 0.01%, $2,500 – $99,999 is 0.02%, $100,000 – $249,999 is 0.04% and for balances of $250,000 and above is 0.02%. In WA for balances of $0 – $2,499 is 0.01%, $2,500 – $99,999 is 0.02%, $100,000 – $249,999 is 0.04% and for balances of $250,000 and above is 0.03%. In WI for balances of $0 – $9,999 is 0.01%, $10,000 – $49,999 is 0.02% and for balances of $50,000 and above is 0.04%.
Interest rates and APYs for all balance tiers are variable and may change at our discretion. Fees could reduce earnings on the account.

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rated:
todd's been here since '06.

todd creates thread.

but todd fails to put $50k req. in thread's title

now todd is forever ineligible for Star of the Week.

rated:
How about the name of the bank in the title?

rated:
very important to know how to avoid the $30 monthly fee.

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