Looks like the only condition is this: If you currently have or have had a Savings product with Capital One Bank, Capital One 360 or ING DIRECT before or are a Capital One Associate, you won’t be eligible for the bonus. I'm not sure if this could be overridden.
Capital One never came thru with their $200.00 checking bonus for me. They said I wasn't targeted. I ended up closing their 360 checking account and 3 different credit cards I had with them, 3 days ago.
Chyvan said: ionxchanger said: $10000 for 1year @ 1% is a mere $100/year ^
You don't open this for the 1%. You do it for the $200 after about 10 days, and then you move it out and put it to better use. Are you implying you get the bonus after only 10 days or so? Terms state 6-8 weeks. However, doesn't say you have to keep the $10k in the account for that long, just that you need to make the deposit. Worth putting $10k in, letting a statement close, then moving the $10k back out. In 6-8 weeks you either get $200 or don't, but at least the time spent was a mere 15 minutes in total.
jaytrader said: Are you implying you get the bonus after only 10 days or so?
Friend and I had our $200 in 6 days. We're waiting a third data point.
The friend had the official offer, so we figured he'd have a good result. I did it for the 1%, and got the bonus even though I wasn't solicited. Because I wasn't solicited and got the bonus, a third did it in hopes of getting the bonus and 1%. Because of the long weekend, he's behind schedule and it's taking longer.
Thanks for the DP. I will surely report back then, once I do it. Just waiting for my "spare" $15k to come out of the TIAA promo. Should be getting that bonus any day now. I will have results probably early March.
Has Capital One historically kept their rates consistent? I don't chase the rates but have a balance with Discover Bank that I could be convinced to switch over for $200, if my rate won't drop in a few months...
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