Radius Bank Hybrid Checking Account Interest Bearing

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Whoa... I stumbled upon this checking account that offers you 0.90% APY.
Pretty sweet checking account if you ask me

No monthly fees, no minimum balance requirement and appears to be a nationwide offer although located in Boston, MA.
You earn the 0.90% APY on the portion of balances $2,500 & up and all it takes to open the account is a $10 opening deposit.
I guess I'll close my savings accounts and transfer all my funds over to this one


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Would be good if they didn't pay zero interest on the first $2,500.

The full disclosure is as follows: "for balances of $2,500.00 and over, the overall account APY would range from 0.00%-0.90% APY. Accounts will earn the stated APY only for the portion of the balance within the specified tier. The higher the dollar amount in the account (over $2,499.99), the higher the APY (up to 0.90%) will be earned on the account. "

I would recommend Radius though, they seem to have the best online security around. Two-factor auth, and notifications for any kind of activity you feel like.

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