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Just an FYI for those planning on opening an online savings account with discover. Discover has a new rate of 0.94% APY (from the 0.95% APY.. doesn't matter) but discover has dropped the $500 minimum opening deposit to $0.

Link: https://www.discover.com/online-banking/savings-lng-01

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rated:
Edit: Discover changed it back to 0.95. Guess it was just a typo when they updated

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