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When are Mutual Fund Fees collected?

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Hello,
   I have a couple of mutual funds that are performing well but have high expense ration like 1.0%. I get their final value in my ETrade account. I was wondering am I seeing the final value after the fees have been deducted or will they be deducted when I sell them?

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rated:

rated:
salilsurendran said:   Hello,
   I have a couple of mutual funds that are performing well but have high expense ration like 1.0%. I get their final value in my ETrade  account. I was wondering am I seeing the final value after the fees have been deducted or will they be deducted when I sell them?

  VTI, VOO, etc.

rated:
The expense ratio is not deducted periodically, rather it is baked in to the daily asset valuations/daily pricing of a given fund.  Unless the mutual funds you hold have Contingent Deferred Sales Charges (CDSCs), they will not be deducted upon sale.

rated:
salilsurendran said:   Hello,
   I have a couple of mutual funds that are performing well but have high expense ration like 1.0%. I get their final value in my ETrade  account. I was wondering am I seeing the final value after the fees have been deducted or will they be deducted when I sell them?

  
should be all baked in the daily price ...  you do see the final value.   Only thing is .. when you sell a mutual fund - you don't know the price.  The price is computed at end of day - so you'll know the final value/proceed next day.

rated:
prozario said:   
salilsurendran said:   Hello,
   I have a couple of mutual funds that are performing well but have high expense ration like 1.0%. I get their final value in my ETrade  account. I was wondering am I seeing the final value after the fees have been deducted or will they be deducted when I sell them?

  
should be all baked in the daily price ...  you do see the final value.   Only thing is .. when you sell a mutual fund - you don't know the price.  The price is computed at end of day - so you'll know the final value/proceed next day.

  Great so to compare how my mutual funds are performing till now. All I have to look at is the final value of the fund and from there calculate the profitability. Since the fees are baked into the final value reported by ETrade if a higher fee fund has a greater total return than a lower fee fund then it is worth it to remain invested in that fund.  

rated:
salilsurendran said:     Great so to compare how my mutual funds are performing till now. All I have to look at is the final value of the fund and from there calculate the profitability. Since the fees are baked into the final value reported by ETrade  if a higher fee fund has a greater total return than a lower fee fund then it is worth it to remain invested in that fund.  
 

  Past Performance Is Not Indicative Of Future Results.

rated:
salilsurendran said:   
prozario said:   
salilsurendran said:   Hello,
   I have a couple of mutual funds that are performing well but have high expense ration like 1.0%. I get their final value in my ETrade  account. I was wondering am I seeing the final value after the fees have been deducted or will they be deducted when I sell them?

  
should be all baked in the daily price ...  you do see the final value.   Only thing is .. when you sell a mutual fund - you don't know the price.  The price is computed at end of day - so you'll know the final value/proceed next day.

  Great so to compare how my mutual funds are performing till now. All I have to look at is the final value of the fund and from there calculate the profitability. Since the fees are baked into the final value reported by ETrade  if a higher fee fund has a greater total return than a lower fee fund then it is worth it to remain invested in that fund.  

  If you only look at the mutual fund price per share, you are leaving out the effect of dividends on total return, so no, you can't just look at the price (unless the funds have not paid any dividends or capital gains distributions since you've owned them).

rated:
BrianGa said:     Past Performance Is Not Indicative Of Future Results.
  Past performance is frequently indicative of future results..

However,  "Past performance is no guarantee of future results."

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