kwg said: DavidScubadiver said: DavidScubadiver said: lokimoki said: First Arkansas B&T - 2.0% on $20K (down from 2.5% on $25K) Sigh...that's my only remaining RCA. Still, beats a standard checking account hands down. Three years later and the rate is now 1.5% on the first 15,000. Beats a sharp stick in the eye. I believe that is an increase over a few months ago so it is nice to see a bump. https://www.depositaccounts.com/banks/fabt.html#rates
It's been 1.5% since 8/19/2014... I apparently was relying on my Mint updates regarding the interest rate on this account. For some reason it gives me regular updates stating that the rate has changed, when it has not. Odd.
Eta: Mint treats the monthly APY as a "change in APY" because it doesn't know the rates are tiered. When I have more than 15,000 in the account the APY is less than 1.5% as reflected on my statement which Mint treats as FAB&T having lowered their rate when in fact only the rate I am earning has been reduced, not that the rate has been "lowered".
My GPCU debit card was declined at two grocery stores earlier this week. I am using a chip card and entered my PIN. I called and was told it was declined because they are blocking all member transactions in my state (California) that are under $50 until March 6 due to fraud concern and can't unblock my card. I am still able to use the card to make online purchases.
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