4.6 out of 5 stars   (99 customer reviews)

Countless free budget plans are available for every possible income level and stage of life. So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes. 

Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.


The How to Guide to Money 

The How to Guide to Money is a one-stop read for anyone interested in learning more about how to get their personal finances under control.
When you consider how tough the current economy is, with household income falling and jobs hard to come by, learning these skills now amounts to economic survival.

By purchasing The How to Guide to Money you will:
* Learn how to painlessly and easily create and stick to a monthly budget
* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.
* Learn about how changing the way you view money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.
* Discover over 345 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.

Don't waste any more time being lazy about your financial future and goals. Buy The How to Guide to Money and start your budget and saving more money today!

The Fast Track Route To: Eliminate All Debt Financially Guaranteed 

I personally have been in debt myself, and discovered the exact solution to getting out of debt, and I FINANCIALLY GUARANTEE that it will work for you as well. All you have to do is follow the instructions, steps, and methods explained within the E-book. You will get out of debt, after implementing this valuable information in your life.

A Story of Debt 

The 14-month story of how I paid off $20,500 of credit card debt.

The How to Guide to Money 

The How to Guide to Money is a one-stop read for anyone interested in learning more about how to get their personal finances under control.

Simplified - Living More Efficiently and More Affordably 

Today’s world is a fast pace, and individuals have less time. Being simplified means more time for your activities, family and for better decision making. It is a new form of a five star champagne and luxury lifestyle through less complexities and stress.

Frugal Cooking for Simple Living (90+ Recipes) 

Your family will love trying new delights from this cookbook and you'll quickly find that eating frugally can equal eating well!

Inexpensive Meals - The Ultimate Recipe Guide 

Preparing meals at home allows you to control their nutritional value, but planning healthy meals on a budget can seem overwhelming. With a bit of planning, the task becomes much less daunting. We have collected the most affordable and delicious recipes from around the world. Enjoy! 

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thanks good way to start the new year !


And reminds me to make my 2x a year bump to IBJANKY thread....

If you haven't read it, it is a good read.... and from a real person, who was helped by all the great people here at FW! 


Thanks OP! Even if you've read it all before, it's good to have a reminder.


Wha what? I thought buying oodles of FREE Kindle Books was my road to riches...

Thanks OP


if only our gov read this book.

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