Travel insurance coverage

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As often happens when trying to save a buck , people book two tickets seperate airline tickets A-B and B-C when they just want to go A-C, with maybe only a few hours layover at B.

Does anyone know in practice if any card's travel insurance will cover  the case where the A-B flight is delayed , causing you to miss B-C flight, if they are booked on separate tickets, by paying for the cost of change/standby fees or even a walkup ticket? Because that would be phenomenal.

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There is some anecdotal evidence that the Citi Prestige would cover your scenario; as well as, the following from milecards.com.

Trip delay coverage
  Citi Chase
Who is covered? Cardholder, spouse, dependents, and traveling companions Cardholder, spouse, dependent children
Delay length 3 - 12 hours (depending on card) 12 hours (6 hours with Sapphire Reserve)
Lost / stolen passports, money, or travel documents Yes No
Oversold flight Yes No
Weather Yes Yes
Strikes Yes Yes
Mechanical delay Yes Yes
Other carrier caused delay Yes No
Meals Yes Yes
Lodging Yes Yes
Toiletries, other necessities Yes Yes


Trip delay doesn't sound like it would cover it as it is limited to meals/hotel/ground transportation. Trip interruption may.

Mine does not with the delay.



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